Living in the United States, the first reaction of many people is that medical insurance is expensive and it is not easy to see a doctor. When I first came to the United States to study for a master's degree, I chatted with a white American classmate. She mentioned that her teeth were very painful at that time, but because she did not have dental insurance, she could only buy painkillers to eat. I came from Taiwan. At that time, I couldn't understand why I couldn't just buy insurance and see a doctor.
I told her that using banner design health insurance to see a tooth in Taiwan only cost about US$5, and many simple dental treatments were charged. Also very reasonable. While stroking her toothache cheek, she told me how envious she was. She has not had dental insurance for many years since she left her parents' insurance. If you work in the United States, general companies will also provide health insurance. There are three types of health-related insurance in the United States: One is health insurance that looks at various diseases, such as colds, headaches, diseases and examinations related to various family medicine, or various specialists are covered by this insurance.
The second is dental insurance. All kinds of cleaning, fillings, and tooth-related problems require dental insurance. The third type is ophthalmology vision insurance, which is used to check vision, various problems of the eyes, and the wearing of glasses and contact lenses. Most companies provide a certain amount of subsidy for their employees' own insurance costs. For large companies in Silicon Valley, many times they will pay their employees' health insurance in full, and dental and ophthalmology will also subsidize a large proportion. In 2017, my dear wife and I were working at Facebook and Tesla, respectively, in order to spend the least amount of health insurance costs, we both have our own and our own company health insurance. This is the most economical way to do this when there are usually no major health problems or major events.